Payment Policy

Effective Date: 18/05/2025

Thank you for shopping with lightopis. This Payment Policy outlines the terms and conditions related to payments made on our website, [www.lightopis.com].

1. Accepted Payment Methods

We accept the following payment methods:

  • Credit Cards (Visa, MasterCard, American Express)

  • Debit Cards

  • PayPal

  • Bank Transfers (if applicable)

  • Cash on Delivery (COD) – Available in select locations only

  • [Any local payment methods, e.g., Momo, ZaloPay – if applicable]

2. Payment Processing

  • All payments must be made in full at the time of purchase.

  • For credit/debit card and PayPal payments, your account will be charged immediately upon order confirmation.

  • Orders will not be processed or shipped until payment is received and verified.

  • In the case of bank transfers, please send proof of payment to [your email] to avoid delays.

3. Currency

All prices on our website are displayed in [Your Currency, e.g., USD or VND]. If you are using an international card, currency conversion may be handled by your card issuer.

4. Security

We use industry-standard encryption and secure payment gateways to protect your payment information. Your card details are never stored on our servers.

5. Payment Issues

If your payment is declined:

  • Check that your card information is correct

  • Ensure your card has not expired

  • Contact your bank for more information

  • Try an alternative payment method

If payment issues persist, please contact our support team at [support@lightopis.com].

6. Taxes and Fees

All applicable taxes are included in the final price displayed at checkout. Additional fees (such as delivery or handling) will also be shown before you complete your order.

7. Fraud Prevention

To protect against fraud, we may request identity verification before processing high-value orders or orders with suspicious activity. We reserve the right to cancel orders that appear fraudulent.

8. Changes to This Policy

We reserve the right to modify this Payment Policy at any time. Updates will be posted on this page with the revised effective date.